ID Theft Resources
secure checking IDprotect
Secure Checking provides protection with IDProtect. IDProtect provides Credit Monitoring, Total Identity Monitoring, 3-in-1 Credit Report, Credit Score, Fully Managed Identity Theft Resolution, Identity Information Management Program, Identity Theft Recovery Case Plan, up to $10,000 Identity Fraud Expense Reimbursement Coverage, Debit & Credit Card Registration and Online Identity Theft News Center and Valuable Phone and Web Resources for only $8.00 per month with paper statements or $5.00 per month with eStatements.
Detect fraud early with Notify Me!
Notify Me is a new feature to Online Banking. You can elect to receive email alerts for: Withdrawals over a certain amount, Deposits over a certain amount, Balance above or below a certain amount, Check number(s) have cleared, Notification of secure messages received in Online Banking. You can use Notify Me to alert you to any suspicious activity on your account. The sooner you detect fraud and alert the bank, the better. To activate this FREE service, go to the User Services page in Online Banking.
Regulators are warning investors to be wary of get-rich schemes and sites that promise guaranteed returns on investments because those sites are seeking to garner private information from users in order to commit large-scale frauds. Of primary concern is phishing, a scheme in which Internet users are directed to Web sites mimicking legitimate businesses in order to garner Social Security numbers, phone numbers, addresses, and other information.
Be safer with Online Banking
Compared to writing checks, our Online Banking Billpay is a much safer way to pay your bills. 90% of cyber crime and identity theft occurs through traditional offline channels such as mail boxes and trash cans. Sending a check through the mail is actually less secure than using Online Billpay. Click here to learn more about our Online Banking and Billpay products.
Consumer Reports Identity Theft Alert
Mailbox flags invite ID thieves. When you raise the flag on your mailbox, you may also be alerting thieves that your personal information is there for the taking. Crooks running check-washing operations steal your bill payments, erase the ink with chemicals, then clean out your accounts by writing out checks to themselves. Instead of raising the red flag - take your mail to the post office or better yet, start using Commercial National Bank's free Online BillPayer.
"(A collection agency) is currently collecting on an account which was opened as a result of fraud. I have sent (the collection agency) 2 letters, and a copy of a Police Report, Fraud Affidavit, and proof that the account can in NO WAY BE MINE (the account was for an apartment which I never lived at, and I sent copies of my drivers license and bank statements as proof that I have never lived there... Continued »
ID Theft Clearinghouse
The Identity Theft Data Clearinghouse is the federal government's database for tracking identity theft complaints. It was created pursuant to the Identity Theft and Assumption Deterrence Act of 1998, and began operation on November 1, 1999. The FTC established the Identity Theft Toll-Free Hotline at 1-877-IDTHEFT (438-4338) and the ID Theft Web site to give identity theft victims a central place in the federal government to report their problems and receive helpful information. Complaints received from victims of identity theft via the hotline or online complaint form are entered into the Data Clearinghouse.
After completing a purchase or customer registration at an Internet merchant site, you may receive an email directing you to update your card information with the merchant. The message appears to be sent by the merchant, however, it is actually sent by a fraud site. The fraud site email requests information including card number, expiration date, PIN, name and address. Once this information is given, the fraud site can manufacture a card and use the PIN for withdrawals and PIN purchases.
Are you a victim of identity theft?
Your credit card bill just arrived in the mail and you notice a $500 charge for a lawnmower from a home improvement store in Delaware. Wait a minute...you don't have a new lawnmower and you certainly don't live in Delaware! It's identity theft. Quick! What do you do next?
What is Identity Theft?