Personal Checking

At Commercial National Bank of Texarkana, we are leaders in personal checking. We offer a variety of accounts including interest-bearing and non-interest bearing accounts, fee and non-fee accounts. Whatever your checking needs may be, Commercial National has an account designed to meet those needs.

secure Checking

Secure Checking is an interest bearing checking account designed to give you all the advantages of an interest bearing checking account, plus the following benefits:

  • Interest Paid on Average Balances Over $1,000
  • Free Online Banking with Billpay
  • Free Debit Card
  • Free Cash Withdrawals at all CNB ATMs
  • Unlimited Check and Debit Card Transactions
  • Credit Monitoring - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
  • Total Identity Monitoring - continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone, etc. (registration/activation required)
  • 3-in-1 Credit Report - request new report every 90 days or upon receipt of a credit alert (registration/activation required)
  • Credit Score - receive new single bureau credit score with every new credit report  (registration/activation required).
  • Fully managed Identity Theft Resolution Services - access to dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored.
  • Identity Information Management Program - services designed to address contemporary and emerging fraud issues that pose a threat to you and your family each day, including resolution of existing issues, concierge assistance with identity issues and specialized protection measures
  • Identity Theft Recovery Case Plan - to inform you of the recovery process
  • Up to $10,000 Identity Fraud Expense Reimbursement Coverage - for expenses associated with restoring your identity
  • Debit and Credit Card Registration (registration/activation required)
  • Online Identity Theft News Center and Valuable Phone and Web Resources
  • Cellular Telephone Protection - As an eligible account holder you receive up to $300 of Cellular telephone Coverage to reimburse the cost of replacing or repairing your device. This valuable protection covers you whether you are at home or abroad. Please refer to your Guide to Benefit for additional details regarding eligibility, terms and exclusions (registration/activation required)
  • $10,000 Accidental Death & Dismemberment Insurance - Coverage divides equally on joint accounts and reduces 50% at age 70.
  • Health Discount Savings - enjoy savings on vision, prescriptions and dental services This is not insurance (registration/activation required)
  • Entertainment & Travel Discounts - Online access is necessary for this benefit (registration/activation required)
  • One box of (single) Checks Per Fiscal Year
  • 10% discount on Safe Deposit Box if Auto Debited from Checking Account

Minimum opening deposit is $100.

Service charge of $8.00 a month with paper statements or $5.00 a month with e-Statements.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

simply checking

Basic checking account with no interest earned:

  • Free Online  Banking
  • Free Billpay
  • Free Debit Card
  • Free Cash Withdrawals at all CNB ATM's
  • No Monthly Service Charge
  • No Minimum Balance Requirements


Minimum opening deposit to open is $100.

Text Statement  (no check images included) - e-Statement Free, Paper Statement $5.00

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.


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