Personal Savings

Regular Savings

With a Regular Savings Account from Commercial National Bank, you earn competitive interest rates while maintaining access to your funds --- six free withdrawals per quarter. Interest is subject to change and is credited quarterly. On average daily balances of less than $100.00 per month, no interest is paid. A $5.00 service charge is assessed each quarter on average daily balances of less than $100.00 for that quarter. There is a $3.00 charge for each withdrawal in excess of six per quarter.

Minimum opening deposit is $100.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Mid-Market Max Account

With a Mid Market Max account from Commercial National Bank, you can earn a higher interest rate while maintaining access to your funds. The rate is based on the current market conditions. Transfers to another account or third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per quarter with no transfers by check, debit card, or similar order to third parties. Interest is subject to change and is credited quarterly. On average daily balances less than $5,000 or over $50,000 will earn the rate of the Regular Savings account. A $5.00 charge will be assessed each quarter on average balances of less than $100.00 for the quarter. A transaction fee of $3.00 will be charged for each withdrawal in excess of six during a quarter..

Minimum opening deposit is $5,000.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Good Times Account

The savings account designed exclusively for kids under the age of 18!

With a Good Times account, kids eighteen and under can begin learning the advantages of savings. Good Times customers receive annual statements showing their account activity and the interest they have earned on their account--so they can watch their money grow!

There is no service charge on the Good Times account. Interest is credited monthly and there is an automatic roll-over into a higher interest category when the balance reaches $1,500.00. There is a $3.00 charge for each withdrawal in excess of six per quarter. Interest rate subject to change.

Minimum opening deposit is $15.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Money Market Investment Account

The Money Market Investment Account is designed for those wanting to earn higher interest rates on their savings dollars while maintaining limited liquidity--six outside withdrawals per statement cycle. Interest rate subject to change.

Minimum to open: $1,000

Average Daily Balance......Monthly Fee
Above $1,000.00............ NONE
Below $1,000.00............. $15.00 and no interest paid

Fee of $2.50 for each check over the allowed six outside withdrawals per statement cycle.

If your account is dormant and the balance falls below $500.00, a $3.50 monthly statement fee will be assessed.

Certificate Of Deposit

With a Certificate of Deposit from Commercial National Bank, you can earn interest on as little as $1,000.00. Our CDs will earn you a competitive interest rate based on the current market conditions. We offer flexible maturities from seven days to four years.

7 to 31 day certificate: $5,000.00 minimum to open
32 days and above: $1,000.00 minimum to open

CDs are automatically renewable at maturity. No fee is involved. Substantial penalty for early withdrawal.

Individual Retirement Account (IRA)

A tax-sheltered investment plan invested in Certificates of Deposit. With an IRA from CNB, you can insure your financial security for the retirement years. A fee will be applied for IRA accounts closed prior to age 59 1/2 (except in cases of death, disability, or mental incompetence).

Minimum to open - $500.00

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