Regular Savings Good Times Savings Mid-Market Max Account Certificate of Deposit
(CD)
Individual Retirement Account
(IRA)
Type of Account Simple Savings Savings account for kids under 18 Higher interest rate savings Locked in rate for a period of time A tax shelter plan
Minimum to Open $100.00 $15.00 $5,000.00 $1,000.00 $500.00
Quarterly Service Fees $5 charge with average balances less than $100 None $5 charge with average balances less than $100 None None
Withdrawal Allowance 6 free per quarter 6 free per quarter 6 free per quarter None Additional terms apply
Withdraw Fee $3 each additional $3 each additional $3 each additional Will be charged a penalty
for early withdrawal.
Additional terms apply
Online Banking FREE FREE FREE FREE FREE
Interest Terms No interest paid if daily balance
is less than $100 per month.
Automatic roll-over into higher
interest rate when balance reaches
$1,500.00.
Higher interest rate on balances between $5,000 and $50,000  Will be determined at the time
of opening.
 Will be determined at the time
of opening.
Dormant Fee If your account is dormant and the balance falls below $500, a $3.50 monthly fee will be assessed. None None
Regular Savings
Type of Account Simple Savings
Minimum to Open $100.00
Quarterly Service Fees $5 charge with average balances less than $100
Withdrawal Allowance 6 free per quarter
Withdraw Fee $3 each additional
Online Banking FREE
Interest Terms No interest paid if daily balance is less than $100 per month.
Dormant Fee If your account is dormant and the balance falls below $500, a $3.50 monthly fee will be assessed.
Good Times Savings
Type of Account Savings account for kids under 18
Minimum to Open $15.00
Quarterly Service Fees None
Withdrawal Allowance 6 free per quarter
Withdraw Fee $3 each additional
Online Banking FREE
Interest Terms Automatic roll-over into higher interest rate when balance reaches $1,500.00.
Dormant Fee If your account is dormant and the balance falls below $500, a $3.50 monthly fee will be assessed.
Mid-Market Max Account
Type of Account Higher interest rate savings
Minimum to Open $5,000.00
Quarterly Service Fees $5 charge with average balances less than $100
Withdrawal Allowance 6 free per quarter
Withdraw Fee $3 each additional
Online Banking FREE
Interest Terms Higher interest rate on balances between $5,000 and $50,000
Dormant Fee If your account is dormant and the balance falls below $500, a $3.50 monthly fee will be assessed.
Certificate of Deposit (CD)
Type of Account Locked in rate for a period of time
Minimum to Open $1,000.00
Quarterly Service Fees None
Withdrawal Allowance None
Withdraw Fee Will be charged a penalty for early withdrawal.
Online Banking FREE
Interest Terms  Will be determined at the time of opening.
Dormant Fee None
Individual Retirement Account (IRA)
Type of Account A tax shelter plan
Minimum to Open $500.00
Quarterly Service Fees None
Withdrawal Allowance Additional terms apply
Withdraw Fee Additional terms apply
Online Banking FREE
Interest Terms  Will be determined at the time of opening.
Dormant Fee None